Terms of Service

Last Updated: 1/20/25

Welcome to NJ. Simat Literature and Philosophy (a Publication), hosted on Substack. By subscribing to, accessing, or otherwise using the Service, you agree to be bound by these Terms of Service. If you do not agree, please do not use this Service.

1. Overview

1.1 Service Description
NJ. Simat Literature and Philosophy provides content related to literature, philosophy, & writing tips, etc., including written posts, video/audio content, community discussions, and other materials (collectively, the “Content”).

1.2 Eligibility
You must be at least 13 years old to use this Service. If you are under 18, you may only use the Service with the consent of a parent or legal guardian.

2. User Accounts and Subscription

2.1 Account Creation
To access certain features, you may need to create a Substack account. By creating an account, you agree to provide accurate and complete information, and to keep it updated.

2.2 Free vs. Paid Subscriptions
We may offer free and paid tiers. The features available to you depend on your subscription level. If you opt for a paid subscription, you agree to the pricing, payment terms, and billing policies posted at the time of purchase.

2.3 Founding Member Access
From time to time, we may offer special membership tiers (e.g., Founding Members). The specifics of these tiers, including cost and additional benefits, will be communicated clearly within the Service.

3. Content and Intellectual Property

3.1 Ownership of Content
All Content published by NJ. Simat Literature and Philosophy is owned or licensed by us. You may not reproduce, distribute, modify, or publicly display our Content without prior written permission.

3.2 User-Generated Content
If you post comments or otherwise submit Content (including text, images, or links) to the Service, you grant us a non-exclusive, royalty-free license to use, display, and distribute such Content in connection with operating the Service. You represent that you have the right to post it and that it does not violate any third-party rights or applicable laws.

3.3 Prohibited Content
You agree not to submit Content that is unlawful, defamatory, harassing, abusive, threatening, obscene, or otherwise objectionable. We reserve the right to remove or refuse any Content that violates these Terms.

4. Community Guidelines

4.1 Respectful Conduct
We encourage open discussion but expect courtesy and respect in community interactions. Harassment, hate speech, or any form of discrimination will not be tolerated.

4.2 Spam and Promotional Content
Unsolicited promotions, spam, or overly self-promotional posts may be removed and reported. Repeated violations can result in suspension of your account.

5. Disclaimers and Limitations of Liability

5.1 No Professional Advice
The Content is provided for informational or entertainment purposes only. It does not constitute legal, financial, or medical advice. Always consult a qualified professional for specific guidance.

5.2 “As Is” and “As Available”
We provide the Service on an “as is” and “as available” basis, without warranties of any kind, either express or implied. We do not guarantee that the Service will be uninterrupted, error-free, or free from viruses or other harmful components.

5.3 Limitation of Liability
To the maximum extent allowed by law, NJ. Simat Literature and Philosophy, its owners, and contributors shall not be liable for any indirect, incidental, special, or consequential damages resulting from your use of (or inability to use) the Service.

6. Payment and Refunds

6.1 Payment Processing
If you choose a paid subscription, payments are processed through Substack or its third-party payment providers. We do not store your payment information.

6.2 Refund Policy
All sales are final, and we do not offer refunds, except where required by law.

7. External Links

The Service may include links to third-party websites or resources. We do not endorse and are not responsible for the content, products, or services on these sites. Access them at your own risk.

8. Termination

We reserve the right to terminate or suspend your access to the Service (or any portion thereof) at any time, with or without notice, if we believe you have breached these Terms or engaged in conduct that harms our community or business interests.

9. Modifications to the Terms

We may modify these Terms from time to time. We will provide notice by updating the “Last Updated” date at the top. Continued use of the Service after changes become effective constitutes acceptance of the revised Terms.

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of America without regard to conflict of law principles. You agree to submit to the exclusive jurisdiction of the courts located in Georgia, USA.

11. Contact

For questions or concerns about these Terms, please contact us at:

• Email: NJSIMAT@gmail.com

Acknowledgment

By accessing or using the Service, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.